And that's the right way to use credit cards, as an alternative to cash, paid off every month. Don't buy what you wouldn't/couldn't have bought with cash, and y

And that's the right way to use credit cards, as an alternative to cash, paid off every month. Don't buy what you wouldn't/couldn't have bought with cash, and you'll be fine. The trouble is people who use credit to try to live above their financial means who end up getting trapped in a cycle of trying to pay down debt that accrues interest faster than they can pay it off.