I agree. I'd dare to say it's a common problem in most EU countries. EU is a more regulated environment in comparison to the US. EU is the old school of busines

I agree. I'd dare to say it's a common problem in most EU countries. EU is a more regulated environment in comparison to the US. EU is the old school of business (i.e. banks), so politicians are more focused on protecting them instead of helping to create new ones. This involves a cultural change. The economic downturn is the opportunity to do so