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I had this happen to me. The hacker used freecreditreport.com (Experian) to pull a credit report using the information an old employer leaked. They took the inf
by Atlas 11y ago
I had this happen to me. The hacker used freecreditreport.com (Experian) to pull a credit report using the information an old employer leaked. They took the information from my credit report and tried to change the address of my credit cards to a UPS store mailbox and get new cards issued.
Fortunately one card was with a credit union that gave me the fraudulent address. I filed a police report in the jurisdiction where the UPS Store was located. Nothing came of the compromise, but at least I had a record if something happened later.
I also got the email address of the hacker from freecreditreport.com, but it was useless. The only way I found out that my credit report was pulled through freecreditreport.com was due to my employer (not the leak) getting employees accounts with Experian as a perk. When I contacted Experian, the rep noticed I had two accounts, one through my company and one through freecreditreport.com.
How did you figure it out?
- coffeedan 11y agoI got mail from Experian containing an access code to activate "my" account. Apparently, this guy failed the standard credit report info test so they sent postal mail to the address on file to ensure he was legit. He wasn't of course, so I got the postal mail.
- Atlas 11y agoGlad he failed. I have had my identity stolen several times including fraudsters trying to file bogus state and federal tax returns. I cannot complain too much; all that I learned from that got me into the identity business. Thankfully in my case, the fraudster failed the knowledge-based authentication questions that the bank asked when he attempted to change my address and have a new card issued. I suspect that is what happened in your case too.