Automatic withholding is also really important for taxpayers, as few people are fiscally responsible enough to save up the money throughout the year on their ow

Automatic withholding is also really important for taxpayers, as few people are fiscally responsible enough to save up the money throughout the year on their own. People end up living paycheck to paycheck regardless as to whether they're earning 20k/yr, 50k/yr, or 100k/yr, so sudden expense of several thousand dollars, even one they knew was coming, would be seriously damaging to their financial stability. I've tried telling people to save even just $50/mo. until they've built up a three month cushion, and they insist they can't afford that. You wanna try convincing them to also set aside a few hundred bucks a month for taxes?