You are making huge assumption that people know how to do their own research and think with reason rather than emotions. If that was indeed true then there woul

You are making huge assumption that people know how to do their own research and think with reason rather than emotions. If that was indeed true then there would be no casinos, lotteries, credit card debt, MLM schemes, mortgage defaults, etc not that these don't add value to the economy but average person is probably better off without them