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> Direct debit is rare in Australia/New Zealand (most people prefer to perform transactions themselves on a one-off basis) I disagree; I used to work in an ISP
by daurnimator 12y ago
> Direct debit is rare in Australia/New Zealand (most people prefer to perform transactions themselves on a one-off basis)
I disagree; I used to work in an ISP billing department and about 50% of our customers used direct debit.
Then ~25% on credit card; and 25% via BPay.
- contingencies 12y agoFair enough. Out of interest, used to = how many years ago? I'd wager it's waning. (Rationale: need for strong country-specific presence to justify increased integration cost vs. credit card only, consumer gets zero points/benefits)
- daurnimator 12y ago> Fair enough. Out of interest, used to = how many years ago? I'd wager it's waning. Quite a while: 10 years-ish? I doubt it's changed towards credit card; most companies have a 3% surcharge for using a CC. I might believe that more people are using BPay. But direct debit is the easiest: no interaction required from customer, and merchants prefer it as you need to do less in the way of credit checks.