3 ms·

Apple Pay and contactless are both the same technology & same standards. If you support one, it's essentially trivial to support the other. Additionally if you

Apple Pay and contactless are both the same technology & same standards. If you support one, it's essentially trivial to support the other. Additionally if you support NFC, it isn't much more to support ICC as well.

Nursie 12y ago
>> Apple Pay and contactless are both the same technology & same standards. If you support one, it's essentially trivial to support the other Ah, this I didn't know, thanks. >> Additionally if you support NFC, it isn't much more to support ICC as well. It's different hardware. Historically the hardware has been more likely to support ICC/EMV and not NFC, but if the US is actually ever going to do a big EMV rollout then (were I the I the sort of person in charge of buying the equipment) it makes sense to go for both. I'm sort-of interested in the Apple Pay thing now. (only sort-of, I find payments tech mostly to be incredibly boring). I've not worked on NFC/EMV contactless kernels but I understand that, unlike with the physical chip versions, you tend to need at least some amount of custom code for each card scheme. This has been put down to the schemes not pulling together quite so well this time around.
- dgomez1092 12y ago
  What about the advent of current technology that Samsung recently acquired, Looppay (MST), that uses a magentic tokenization to be able to complete transactions? These are useful and readily accessible with 90% of POS terminals that read the magnetic stripe on your credit card. It if different from the RFID-based NFC but it can be used compatible as current POS systems transfer to EMV-updated systems that will also support NFC transactions. This MST technology is mostly srpead to Japan and not neccessarily in the US though our current terminals are already ready to accept these payments.

3 ms·

Apple Pay and contactless are both the same technology & same standards. If you support one, it's essentially trivial to support the other. Additionally if you

by BillinghamJ 12y ago

Nursie 12y ago
>> Apple Pay and contactless are both the same technology & same standards. If you support one, it's essentially trivial to support the other Ah, this I didn't know, thanks. >> Additionally if you support NFC, it isn't much more to support ICC as well. It's different hardware. Historically the hardware has been more likely to support ICC/EMV and not NFC, but if the US is actually ever going to do a big EMV rollout then (were I the I the sort of person in charge of buying the equipment) it makes sense to go for both. I'm sort-of interested in the Apple Pay thing now. (only sort-of, I find payments tech mostly to be incredibly boring). I've not worked on NFC/EMV contactless kernels but I understand that, unlike with the physical chip versions, you tend to need at least some amount of custom code for each card scheme. This has been put down to the schemes not pulling together quite so well this time around.
- dgomez1092 12y ago
  What about the advent of current technology that Samsung recently acquired, Looppay (MST), that uses a magentic tokenization to be able to complete transactions? These are useful and readily accessible with 90% of POS terminals that read the magnetic stripe on your credit card. It if different from the RFID-based NFC but it can be used compatible as current POS systems transfer to EMV-updated systems that will also support NFC transactions. This MST technology is mostly srpead to Japan and not neccessarily in the US though our current terminals are already ready to accept these payments.