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I think every society has their own style of 'fixation', like in US, you can pay with a 'signed check' at a coffee shop, even if it's a 3.5$ bill. Then the sho
by ramgorur 12y ago
I think every society has their own style of 'fixation', like in US, you can pay with a 'signed check' at a coffee shop, even if it's a 3.5$ bill.
Then the shop owner collects those checks and go to the bank on the next day, I am not sure what happens if a check gets dishonoured though.
- jackvalentine 12y agoI agree. And I'm so blind I can't see my own country (Australia)'s fixation. I bet it's immediately obvious once pointed out however.
- kentosi 12y agoFellow Aussie here. Could you please clarify? I've never seen anyone pay at a cafe with a cheque.
- telotortium 12y agoHe's not talking about checks specifically, but about the idea that there is some technology or institution in Australian culture that seems perfectly normal, maybe a bit old-fashioned, that outsiders see has hilariously behind the times. I'm American, but unfortunately I'm not familiar enough with Australian culture to really see what such a "fixation" might be.
- Zikes 12y agoFunny thing about US checks, too: as long as you put the bank's routing number and your account number on there, along with a few other key bits of information, any old piece of paper can be a valid check. You could carry a blank pad around and use it for the same purpose, though convincing the teller to accept it is a bit more difficult.
- jordanb 12y agoNobody pays at a cafe with checks anymore, and I expect most cafes won't actually accept them. We use paper checks to pay things like rent and the gas bill, or for person-to-person payments, because the banks refuse to provide a better system for that kind of payment. ACH exists but it's very difficult to use: it involves filling out forms and signing wavers.
- pedrosorio 12y agohttps://www.clearxchange.com/payments/ https://www.clearxchange.com/payments/ https://www.bankofamerica.com/onlinebanking/education/how-to-send-money-online.go https://www.bankofamerica.com/onlinebanking/education/how-to... https://www.wellsfargo.com/online-banking/transfers/surepay/ https://www.wellsfargo.com/online-banking/transfers/surepay/ https://www.chase.com/online-banking/quickpay https://www.chase.com/online-banking/quickpay
- chronomex 12y agoMost of these gracefully (?) degrade to sending a paper cheque in the mail, if the recipient isn't a party to their payment system.