I became acclimated to that "bill" much as one does their car payment or home payment. It is in the range of a small car payment per month now and I onl

I became acclimated to that "bill" much as one does their car payment or home payment. It is in the range of a small car payment per month now and I only chide myself for not boosting it more. The idea is to make it a routine expense so that you don't consider it a burden. The danger is forgetting to raise it or give to other good charities thinking you have done your part. That's a great approach! It is not hard to find a charity to give money to. Charities vary dramatically in how much good they can do with your money, so I'm not sure why you would say it isn't hard. With the charities you support, how much do you know about what your money does? Did you compare them with competing organizations? Getting into this much detail about charities is more than a full time job! At this point I mostly go by GiveWell's recommendations, but identifying really great charities isn't something I'd say is "easy". (I'm not saying this to discourage you, what you're doing is really good!)