Well, it can address this problem as well but you would have needed to wait until the problem was fixed, which is a time you wouldn't reasonably wait unless the

Well, it can address this problem as well but you would have needed to wait until the problem was fixed, which is a time you wouldn't reasonably wait unless the transaction was extremely large value. Maybe a take away point from all this is that even if you are doing just a 20K transaction you should still wait 24+ hours to make sure a bug of this nature isn't occurring.