I think Apple sees the differentiation (besides the fashion options) in offering Apple Pay. But, last I read there were some real world issues with it that plag

I think Apple sees the differentiation (besides the fashion options) in offering Apple Pay. But, last I read there were some real world issues with it that plague all the other mobile payment options out there: http://arstechnica.com/apple/2015/04/like-all-mobile-wallets-before-it-apple-pay-struggles-with-retailers/ http://arstechnica.com/apple/2015/04/like-all-mobile-wallets...