Insurance, but not too much. The expected value of insurance is generally negative, so only cover things you can't afford to lose or you think your risk is much

Insurance, but not too much. The expected value of insurance is generally negative, so only cover things you can't afford to lose or you think your risk is much higher than the insurance company estimate. Cultivate a healthy attitude towards your possessions° - don't let them own you, and remember that it's just stuff at the end of the day. ° Incidentally, in my first draft I wrote relationship, not attitude, which is exactly the problem!