My guess (and it is just a guess) is a continuing stagnation and transition into a south american situation, where everyone is either connected to power, poor o

My guess (and it is just a guess) is a continuing stagnation and transition into a south american situation, where everyone is either connected to power, poor or trying to look poor. As it becomes increasingly clear that the rules are unstable, subjective and enforced arbitrarily, people will turtle up. As far as what I'd recommend, well, first I'd recommend not listening to me. After that, I'd recommend getting as lean as possible. Mr. Money Moustache has some good tips on this, with two caveats: I think he is too optimistic about equities and I don't mind spending money on a few high quality things that I can give to my kids. For all his talk about mindless index-fund investing, he did pay off his house when the chance came up, so do as he did, not as he says. The nice thing about this minimalist approach is that it's probably the right thing to do anyway, when it comes to being happy.