I was merely making a statement of fact - that if you are in YC, and you have a cash flow problem and receivables, odds are very good that someone will wire you

I was merely making a statement of fact - that if you are in YC, and you have a cash flow problem and receivables, odds are very good that someone will wire you some money or cough up a credit card that actually is good for millions of dollars. That isn't necessarily the case for everyone everywhere. Many businesses die because they don't have access to the capital to fulfill orders.