My honest belief is that learning is always worth the cost. If you're only going for a certificate/degree then it may bring little value. Being able to learn

My honest belief is that learning is always worth the cost. If you're only going for a certificate/degree then it may bring little value. Being able to learn and fully grasp the subject matter and socializing with like-minded folks will always be worth the cost. How much a person is willing to spend greatly depends on the person's financial situation. Going into $200k+ debt may or may not be worth it for everyone. I've spent hundreds and sometimes thousands of dollars for a course that I thought was very beneficial to me, and I'll gladly do it again as I find useful things to learn.