Right. The system is designed so you'll finally save enough to "win at money" about the time you're too old to work effectively anymore. What kills me is seein

Right. The system is designed so you'll finally save enough to "win at money" about the time you're too old to work effectively anymore. What kills me is seeing friends whose jobs involve hard physical labor. They can't save enough to win at money before their bodies start giving out from the abuse. In better economies with unions and cultural support, they just sort of loaf away their less productive, later years. In America, they get laid off and can't work anymore.