I've purchased a house with no agents involved and I've sold a house using flat-fee listings with no seller agent, but with a buyer agent. When I purchased the

I've purchased a house with no agents involved and I've sold a house using flat-fee listings with no seller agent, but with a buyer agent. When I purchased the house, I paid a lawyer $50 to give me a fill-in-the-blank purchase agreement, review it with me, and make a few small edits. Real estate transactions are very standardized and you can go to any local lawyer and figure out the paperwork with fees that don't come close to what an agent will take. If you're a buyer and you're taking out a mortgage to buy the property, then the bank is going to force you to follow a prescribed set of guidelines and will line up all the legal stuff for you for closing, and will at least tell you what paperwork they need from you before they can begin the closing process, including stuff like lead paint disclosure.