The only thing we should be alarmed about is people taking those after-the-fact explanations as being anything more than confabulations, because then people mig

The only thing we should be alarmed about is people taking those after-the-fact explanations as being anything more than confabulations, because then people might think they actually understand the world, which is a dangerous conceit at the best of times. After-the-fact explanations have almost zero epistemic value. They create no understanding, only a feeling of understanding. Look at the financial press for endless examples of this.