Hindsight is 20/20. An index fund is still better than choosing whatever fund someone tells you to. If you can travel in time 40 years ahead and know that your

Hindsight is 20/20. An index fund is still better than choosing whatever fund someone tells you to. If you can travel in time 40 years ahead and know that your non-index fund is going to be THE one that outperforms, then sure, go for it. But if you don't have that time machine, index fund is the wiser bet.