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That may be against FSA regulations. When I worked in banking that type of policy would have been torn apart by any competent auditor, an internal audit at tha
by zhte415 12y ago
That may be against FSA regulations.
When I worked in banking that type of policy would have been torn apart by any competent auditor, an internal audit at that.
If you're their customer or just concerned, write an email to the FSA, as certainly using a birth date as a username is phishy to the extreme.
- dogma1138 12y agoSadly it's not but it's also doesn't mean that they store you PW in plain text. Verified by Visa or 3Dsecure uses a similar scheme, they has the passwords however they chop them single chars and use a salt which is derived from your PAN.