> "You take ~40% of my money every year. And you took too much this year. Give me a little back, please?" In my experience, most people are trying to get the b

> "You take ~40% of my money every year. And you took too much this year. Give me a little back, please?" In my experience, most people are trying to get the biggest refund possible, rather than minimizing the amount they under/overpay.