What about my need to be reimbursed when you ram into me? Am I just our of luck because you didn't want to pay insurance? And btw, society has decided that some

What about my need to be reimbursed when you ram into me? Am I just our of luck because you didn't want to pay insurance? And btw, society has decided that some do in fact have the right to tell you how to spend your money. Ever paid taxes? Do you think those should be abolished as well? I'm almost always on the side of less governmental power, but to believe that all regulations like these are unnecessary is just boneheaded.