Am I not a part of the society? If I am, why is it that some part of the society, however big, is telling me how to spend my own money if it doesn't actually af

Am I not a part of the society? If I am, why is it that some part of the society, however big, is telling me how to spend my own money if it doesn't actually affect them at all? It is my choice whether to insure myself or not. It is the choice of the driver whether to insure himself or not. It is the responsibility of the road owner to demand all cars have insurance. Unfortunately, we mostly have only one road owner these days: government. If you had plenty, then some would allow uninsured cars and some wouldn't. Then it would be up to both drivers and pedestrians to use those roads (this is one possible solution). You're trying once again to draw an image of a libertarian as a ruthless individual who doesn't care about the misfortunes of other people. I do care very much about that and I would be happy to help out. What I am against is FORCE with which government demands people operate in the market very often against their will. Some people are riskier. Some people are careful. As long as it doesn't affect another person, everyone should be free to do whatever the hell they want. Finally, your elitist standpoint "we in Europe" is simply disgusting to me. I apologize for this emotional outbreak, but I have zero respect for collectivism. "You in Europe" are all different and by saying it they way you did, you simply disrespect people who have opposing views, not considering them a part of your society.