"I'm pretty sure it takes a little bit longer than swiping my card." It probably does, but swiping your card is about as insecure as a transaction can be. (Thi

"I'm pretty sure it takes a little bit longer than swiping my card." It probably does, but swiping your card is about as insecure as a transaction can be. (Thieves love it though - they break into POS systems and there are tons of mag stripe details.) However, as time goes by you'll have to enter a PIN (as we do in the UK) which is a bit slower - perhaps slower than Apple Pay.