Also a close reading of the article shows the intro dude was getting over twice the income of his fellow cafe residents. So if overtime goes away and they only

Also a close reading of the article shows the intro dude was getting over twice the income of his fellow cafe residents. So if overtime goes away and they only need him 3 days/week instead of current 6 days/week, and maybe he loses his temp job entirely for a few months, or gets stuck at 1/2 average income instead of twice for awhile... he could be homeless and penniless on the street in just a couple months. So saving up a very large cushion sounds wise to me. A long time ago I went into my first bachelor pad expecting to spend X in the first month and ended up spending 2X. Things add up!