Uber is not the one that is being fought by a comptetition. As of now Ola rules the Indian online/app hail-a-cab space and it's Uber that is trying to fight the

Uber is not the one that is being fought by a comptetition. As of now Ola rules the Indian online/app hail-a-cab space and it's Uber that is trying to fight them. And yes, they have a "Credit" system where you pay to Ola and you have Ola "credit" or "balance" in your account and you can keep paying using that. Many Indian companies have such "wallets" implemented.