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How does this compare to target retirement funds?

• rb2k_ 12y ago
  As far as I understood, target retirement funds will switch the allocation from stocks to bonds once you get close to retirement. With the robo advisors, you'd have to manually move your risk tolerance downwards. I personally would hate to have that happen in an automated way. I don't want the fund to automatically move over during an economic downturn. I'd rather have it happen while the S&P is at a new high :)
  • deleted 12y ago
    [deleted]