That said; Fidor seems to have come a long way, and I know that other banks are also adding features like this to their internet banks. Most commercial custome

That said; Fidor seems to have come a long way, and I know that other banks are also adding features like this to their internet banks. Most commercial customers tend to view the transactional part of a bank (payments, accounts) as an "it service provider" and not as a "bank", so things like this will absolutely come, also to USA that seems to be a bit old fashioned in regards to banking.