Yeah. Some other angles on this would be "people who are able to go 4-6 years without needing an income" and below the top-end "people who have living parents a

Yeah. Some other angles on this would be "people who are able to go 4-6 years without needing an income" and below the top-end "people who have living parents and/or family members/people who receive(d) familial support." The system we have here in the US is a fantastic way to exclude potentially very smart people form non-traditional and poor backgrounds from pursuing higher education. Contrast all this with the Danish model: http://en.wikipedia.org/wiki/Student_loans_in_Denmark http://en.wikipedia.org/wiki/Student_loans_in_Denmark Seems like there's a lot we could learn from a system like that.