3 ms·

The MSP side of what you've described sounds to me like _all it's cracked up to be_. I live in the U.S. and recently enrolled my family of two in the cheapest

The MSP side of what you've described sounds to me like _all it's cracked up to be_. I live in the U.S. and recently enrolled my family of two in the cheapest healthcare plan available (high deductible, no dental, no vision) through the Freelancers Union - which I'm required to do as part of the Affordable Healthcare Act - and it's going to cost me USD $814 per month ... for the next 35 years. In today's dollars, that's nearly $350K and doesn't cover any of the out-of-pocket costs that we'll incur should we decide to actually use the damn plan.

swalberg 12y ago
This is on top of a 46% marginal income tax rate and 12% sales tax. I don't know what the BC plan is like, but in Manitoba if I didn't have any coverage through my employer I'd be paying for almost everything except visiting a doctor or ER. And you're still stuck in a line to see specialists. It's not unheard of to schedule an appointment with a specialist a year out.
- vhodges 12y ago
  Coverage/participation is mandatory - they send collections after you if you stop paying in BC
- markcampbell 12y ago
  Manitoba Pharmacare exists for prescription plans and is income adjusted. Similar story in Ontario with the Trillium drug plan. I'm certain other provinces are similar. People with true emergent cases are seen quickly. You may not, but it's probably because it's not an emergency.
vhodges 12y ago
Sure, my only point is it's not universal nor free (so many pundits in the US seem to think it is). Family of 2-4 is 104/month in BC. Note, this does not include anything beyond medical, ie not ambulances, not vision, no private rooms, no dental, no physio and not prescriptions and in BC does NOT cover things like IVF (Ontario does cover up to 3 attempts). Those are all extra (to the tune of 200-300/month for a family - usually paid by your employer - there are plans for solo/self employed http://www.coverme.com/ http://www.coverme.com/ for instance).
- toomuchtodo 12y ago
  I'm paying $600/month in the states for two people, and my old coworker is paying $1200/month for a family of 5.

swalberg 12y ago

This is on top of a 46% marginal income tax rate and 12% sales tax. I don't know what the BC plan is like, but in Manitoba if I didn't have any coverage through my employer I'd be paying for almost everything except visiting a doctor or ER. And you're still stuck in a line to see specialists. It's not unheard of to schedule an appointment with a specialist a year out.

vhodges 12y ago
Coverage/participation is mandatory - they send collections after you if you stop paying in BC
markcampbell 12y ago
Manitoba Pharmacare exists for prescription plans and is income adjusted. Similar story in Ontario with the Trillium drug plan. I'm certain other provinces are similar. People with true emergent cases are seen quickly. You may not, but it's probably because it's not an emergency.

vhodges 12y ago

Sure, my only point is it's not universal nor free (so many pundits in the US seem to think it is). Family of 2-4 is 104/month in BC. Note, this does not include anything beyond medical, ie not ambulances, not vision, no private rooms, no dental, no physio and not prescriptions and in BC does NOT cover things like IVF (Ontario does cover up to 3 attempts). Those are all extra (to the tune of 200-300/month for a family - usually paid by your employer - there are plans for solo/self employed http://www.coverme.com/ http://www.coverme.com/ for instance).

toomuchtodo 12y ago
I'm paying $600/month in the states for two people, and my old coworker is paying $1200/month for a family of 5.