I'm with you sbt because I just don't see any real reason for people to use this. However, I may live in a bubble because I just don't have my phone in hand all

I'm with you sbt because I just don't see any real reason for people to use this. However, I may live in a bubble because I just don't have my phone in hand all day long. I even leave the house without it occasionally! (The horror!) I also turn off wifi and mobile data when I'm done using it. Unless every merchant accepts phone payments, I don't see how anyone could walk around with just a phone in their pocket anyway, so point #1 may be moot. Don't worry about deciding on this too much though because I'm sure we'll all be chipped before too long and then you won't have a choice but to be tracked. At least things will be convenient though!