I didn't know that phone payments reduces fraud risk. That's a very good benefit. Do you know how it works for charge-backs? To point #2, if you're absent-mind

I didn't know that phone payments reduces fraud risk. That's a very good benefit. Do you know how it works for charge-backs? To point #2, if you're absent-minded, don't you ever leave home without your phone? I hate those days. Worse than a bad hair day, IMHO. I like the idea of fewer fees for merchants. Being a merchant myself, I think those fees are out of line with the service being rendered. Since cc payments are kind of a monopoly, it's nice to see some competition. I think I'll have to set up an account and try it out.