> Card: Get out wallet, put card in machine, wait 10 seconds for authorization (I'm in Switzerland - their terminals take longer), sign receipt. I hate signing.

> Card: Get out wallet, put card in machine, wait 10 seconds for authorization (I'm in Switzerland - their terminals take longer), sign receipt. I hate signing. For me in the UK, assuming the payment is under £25 my process is * Get out card * Press card against machine That's it. If it's more, I need to put the card in the machine and type my PIN in.