Having been using Apple Pay for about a month, 1 and 5 are the keys for me. After Target, Home Depot, TJ Maxx... I know I'm not responsible for any fraudulent c

Having been using Apple Pay for about a month, 1 and 5 are the keys for me. After Target, Home Depot, TJ Maxx... I know I'm not responsible for any fraudulent charges (I've had 2 reversed a while ago), but it's still a pain to go through. I know that any system is only as strong as its weakest link, so anytime I use my normal card I'm still at risk of whatever retailer I'm at getting hacked, but I figure that the more I use the EMV chip or Apple Pay, the more my card company and the retailers know there's another person out there that cares about this sort of stuff and thus one more reason to invest in the more secure POS terminals. (4 happens anyway; I get a notification whenever my card is used, whether it's the card or the phone)