3 ms·
These aren't quite real arguments, though. (1) Adding up: some people surely spend more than I do. But I only actually buy things maybe 8 times a week. It do
by jtheory 12y ago
These aren't quite real arguments, though.
(1) Adding up: some people surely spend more than I do. But I only actually buy things maybe 8 times a week. It doesn't actually take 10 seconds to enter a PIN, but even granted that -- I could potentially save, what 10s852 = 69 minutes per year saved. This is why no one ever said "I think I spent too much time entering my bank card PIN" at the end of their lives.
(2) Bank systems do occasionally go down. That will continue to happen, but you'll also be affected if your phone battery runs out, or you drop it, or whatever. More complicated system = more frequent failures.
(3) Nope; I can avoid feeding Apple/Google a decent amount of info, by choosing carefully what services I use and how I let myself be tracked. If my phone were my payment method, I wouldn't have much choice over it any more.
- Jtsummers 12y ago(1) Reminds me of a friend I had in college. He'd optimize everything. But he never sat down to crunch where his time really went. Sure he saved an hour a year on this, or 2 hours on that. But he still watched a couple hours of TV a day, that's about 28 days a year he could've reclaimed (14 if he just cut it back to 1 hour). We spend around 120 days a year sleeping. About 90 days spent at work or commuting for the average full-time employee (assuming no overtime). That leaves around 150 days for leisure, pleasure, relationships, other obligations, etc. Seems silly to try and get an hour of that back instead of trying to get days and weeks back. Once you have those weeks back, that 10 seconds extra at the register doesn't seem so bad.