I think he was just pointing out a fact we might all know, that there is a sort of "investor bubble" that keeps getting feed by the good/big payouts. Then goes

I think he was just pointing out a fact we might all know, that there is a sort of "investor bubble" that keeps getting feed by the good/big payouts. Then goes into a better model for inexperienced/new investors by "crowdfunding" Maybe he should have used another title :/