Well, some percentage of the "can get away with being uninsured" demographic actually can't ... they just don't know it yet. Well, yes. Being uninsured is a re

Well, some percentage of the "can get away with being uninsured" demographic actually can't ... they just don't know it yet. Well, yes. Being uninsured is a reverse lottery--you gain a modest benefit with a small chance of an extremely negative result. For the demographic in question it's quite possibly a positive expected utility anyway. I think it's unfortunate that people who do need health insurance are potentially excluded from being entrepreneurs but I can't really fault YC for not tackling the issue. And hey, if it frustrates you sufficiently--if at some point you do launch a startup and get a hefty cash-out, you could put some of that money toward lobbying the government on issues that would make entrepreneurship more accessible to a wider demographic. Seems like something that could have a greater positive impact on society than a lot of other causes...