100% agreed. I've sat down with a few family members and friends who want to understand "investments" and it takes many conversations just to drill into their h

100% agreed. I've sat down with a few family members and friends who want to understand "investments" and it takes many conversations just to drill into their head that for most average people, boring is good. There are certainly complex, fast moving financial instruments that are exciting, but these should be steered clear of. It takes quite awhile to wash away the preconceived notions about what "investing" is. Investing shouldn't be like playing poker - it might be fun to have "action" and "excitement", but save that for the trips to Vegas.