3-6 months living expenses in cash/checking Then, 100% in a S&P 500 index fund (VFINX) will be better than 95% of the population. Don't bother with bonds, due

3-6 months living expenses in cash/checking Then, 100% in a S&P 500 index fund (VFINX) will be better than 95% of the population. Don't bother with bonds, due to low interest rates and high inflation. Advanced: pick individual stocks PM ETFs (GLD, SLV) consider buying gold and silver coins