They are already (in certain states) via the point system.[0] Getting a point tells your insurance company, and your premiums skyrocket. Insurance companies als

They are already (in certain states) via the point system.[0] Getting a point tells your insurance company, and your premiums skyrocket. Insurance companies also pull your driving record periodically, and if you've had a ticket, the same thing happens. [0]: http://en.wikipedia.org/wiki/Point_system_%28driving%29#North_America http://en.wikipedia.org/wiki/Point_system_%28driving%29#Nort...