I have a SaaS that processes payments with PayPal since 2011 and I never had a single problem. I know about the horror stories, frozen accounts and whatnot, but

I have a SaaS that processes payments with PayPal since 2011 and I never had a single problem. I know about the horror stories, frozen accounts and whatnot, but maybe it's also worth considering where your opinion comes from. I also use Stripe and accept wire transfers.