I have protection from fraudulent purchases when using my credit card. They also give me the ability to reverse a transaction if I am not satisfied. Bitcoin giv

I have protection from fraudulent purchases when using my credit card. They also give me the ability to reverse a transaction if I am not satisfied. Bitcoin gives me none of this. If I pay someone in BTC for something, and when I receive the item, it's just a box full of rocks, I have no real recourse or ability to get my money back.