I hate to be the naysayer, but NOBODY SHOULD USE THIS. If you don't have a lot of money, open a Vanguard account and forget about it. If you don't have the $1

I hate to be the naysayer, but NOBODY SHOULD USE THIS. If you don't have a lot of money, open a Vanguard account and forget about it. If you don't have the $1000 to set up a Vanguard account, put your money in an FDIC-insured bank account. Seriously, if you don't have $1000 to invest you are MUCH better minimizing effort and risk than trying to make an extra 5% on your money (that's less than $50 per year). Also, nobody should "invest" in any app that makes you pay to hide the ads.