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Can you explain what the difference you think there is between a proxy card and tokenization, if the proxy card was randomly generated each transaction (which w
by DannyBee 12y ago
Can you explain what the difference you think there is between a proxy card and tokenization, if the proxy card was randomly generated each transaction (which wallet supports)
(Hint: There is no difference, both would be valid methods of tokenization by the spec :P)
- thrownaway2424 12y agoBut the proxy card isn't randomly generated. It's always the same.
- natrius 12y agoGoogle gets your payment data. Apple doesn't.
- DannyBee 12y agoGoogle is the payment processor. The tokenization spec completely supports and expects payment processors who are not issuing banks will have payment data :) (I know this goes against what some words in blogs on the internet say, but feel free to read the EMV tokenization spec yourself, and you'll see it's true. Tokenization != only issuing bank sees payment data. Maybe some "ecosystems" try to guarantee it, but it's certainly not required)
- simoncion 12y agoGoogle Wallet may support per-transaction proxy card randomization. Does it actually do this? Can you link to a spec or documentation that supports your claims? Thanks!
- DannyBee 12y agoAFAIK, it does. But that's just what i'm told, if you have data that says it doesn't, ...
- simoncion 12y agoWho told you? I work in nether finance, nor on the Wallet team, so I don't have information about the details of Wallet's workings. Regardless, it's proper for the claimant to provide data to support their claim. :)