I'm a new immigrant, I expected it to be like buying car insurance, which seems relatively sane and competitive in comparison. A system like that would sort of

I'm a new immigrant, I expected it to be like buying car insurance, which seems relatively sane and competitive in comparison. A system like that would sort of make sense. But it's nothing like that. What the hell are open enrolment periods for? I get a 300 page contract, how the hell am I supposed to read and properly comprehend that in the 10 days allotted before committing to paying $$$/month for at least a year? Having lived in single-payer countries for most of my life, it's definitely a step backwards for me, both cost wise, and "how much I have to think about it" wise. The intellectual capital drain due to the complexity of the system here cannot be insignificant. > You can always count on Americans to do the right thing - after they've tried everything else. - Winston Churchill