There are assumptions here. >Earning money is very inefficient - You have all your costs of education, of finding a job, of getting to work and the biggest one

There are assumptions here. >Earning money is very inefficient - You have all your costs of education, of finding a job, of getting to work and the biggest one - the taxes you pay. In the states you're forced to attend school until a certain age, you can also skip grades if you're ahead of the pack. Finishing high school / college might relate to long term potential income, but that's statistics. For instance, I was selling online gold for a few months and easily made what my first full-time job was in half the time. >Just go to work less, have less money, and you'll magically have more time - and in fact it will be more time that if you tried to earn/spend money to "buy" that time. While this is likely to be true, think about what money affords. It's the ability to have experiences easier, with less stress financially. Seeing plays, movies, traveling, dining at famous restaurants. This will depend on what a person wants to do with their time and what they enjoy, but money makes some of these experiences accessible or cuts down on time needed. Think about traveling to certain countries. People have made trips never using planes, but the time it takes is magnitudes longer (again, maybe some people rather boat the entire way).