A concierge service is a lot more intensive than responding to the clients of a bank. If Apple did this at their scale, they would probably end up very quickly

A concierge service is a lot more intensive than responding to the clients of a bank. If Apple did this at their scale, they would probably end up very quickly having an (hopefully public) API for every business around, rather than having their agents call the same restaurant 10 times a day. That would really be a revolutionary way to consume.