I was surprised as well. This looked exactly like how banks used to resolve transactions out of order to maximize fees. (And would spot you the overdraft for a

I was surprised as well. This looked exactly like how banks used to resolve transactions out of order to maximize fees. (And would spot you the overdraft for a modest fee; the practice got egregious enough congress got involved.) Hopefully this isn't a widespread practice, but I could imagine it easily be part of the shenanigans regularly played.