My general advice to anyone reading the article: 1. Ensure the list of tips are easily accessible. (The advice will do nothing for you if you can't find it whe

My general advice to anyone reading the article: 1. Ensure the list of tips are easily accessible. (The advice will do nothing for you if you can't find it when you are making critical decisions.) Once you have solved the distribution problem, now comes the real opportunity: 2. Follow through with the list. :-)