In theory, although our large financial sector creates some of those inefficiencies and lobbies for others. It's rather like the mafia in that respect. Fraud a

In theory, although our large financial sector creates some of those inefficiencies and lobbies for others. It's rather like the mafia in that respect. Fraud at the heart of high finance, unsustainable lending, de-regulation of gambling activities and ZIRP all contribute to said inefficiencies.